Stephen Covey's Habit of the Week

Habit #21: When buying a house or condo, make an offer greater than the list price to confuse the seller. The element of surprise always gives you the upper hand. It also gives you the appearance of being wealthier than you may actually be.

Stephen Covey's Habit of the Week

Habit #20: As a business owner, you should secretly review your employees' health care records periodically; then fire the chronically ill to cut health expenses and build a stronger workforce.

Stephen Covey's Habit of the Week

Habit #19: Effective time management is critical to success. Hire a secretary to help you with your schedule and assist with daily activities. If you cannot afford a secretary, consider a day-laborer with nominal English proficiency to ayudar con tu horario.

Stephen Covey's Habit of the Week

Habit #18: Time is money. Use the start of the new year to end friendships with those who don't benefit you financially.

Stephen Covey's Habit of the Week

Habit #17: Make time for fun. Consider buying cheap securities in the current sub-prime mortgage crisis to foreclose on poor families during this holiday season.

Stephen Covey's Habit of the Week

Habit #16: During this special holiday season, remember to give thanks to those who matter most in your life: your stock broker, hedge fund manager, and "bag man."

Stephen Covey's Habit of the Week

Habit #15: There is nothing more important than the relentless pursuit of profit - not your family, friends or integrity. They are merely obstacles to your fiscal greatness.

Stephen Covey's Habit of the Week

Habit #14: Remember to make time to "sharpen the saw." You never know when you'll need to use it.

Stephen Covey's Habit of the Week

Habit #13: Diversify your currency holdings as the dollar weakens. I suggest purchasing significant amounts of Albanian 'leke' in anticipation of its rise as the leading global currency.

Stephen Covey's Habit of the Week

Habit #11: Corporate espionage is only illegal if you're caught. Cover your tracks carefully.

Stephen Covey's Habit of the Week

Habit #10: Your coworker in the next cubicle is probably stealing from you. Search his desk while he's at lunch.

Stephen Covey's Habit of the Week

Habit #9: Vary your commute to work each morning in case you're being followed.